St. Cloud State University Offers Free Finance Sessions This April
Personal finance education is more important than ever. With the growing complexities of managing money, understanding debt, and planning for the future, St. Cloud State University (SCSU) is stepping up this spring. In honor of National Financial Literacy Month, SCSU’s Center for Economic Education, in partnership with the St. Cloud Financial Credit Union, is offering a series of four free personal finance classes throughout April. These sessions are open to everyone—students, staff, faculty, and community members alike.
Why Financial Literacy Matters
Many people wish they had learned the basics of personal finance earlier in life. From managing student loans and credit cards, to saving for major purchases or planning for retirement, having a solid understanding of financial principles can make a significant difference. With inflation and rising living costs impacting households everywhere, these free sessions aim to equip attendees with practical tools for navigating today’s financial challenges.
Overview of the Finance Class Series
The program, titled “Money Matters: Personal Finance 101,” consists of four weekly classes, each focused on a different aspect of personal finance. The sessions are scheduled for every Tuesday in April from 9:00 to 10:00 a.m. in Voyageurs South, located in the Atwood Memorial Center at SCSU. Complimentary breakfast will be served, and attendees will have the chance to win prizes. Here’s what to expect each week:
- April 7: Digital Assets – This session provides a crash course on Bitcoin, cryptocurrencies, and other digital assets. Learn what these modern financial tools are, how they work, and how they might fit into your financial plans.
- April 13: Money Skills & Frugal Living – Discover the top five money management skills you need to live frugally and make smarter financial decisions. This class will help you develop habits that can lead to long-term savings and financial stability.
- April 20: Debt, Credit, and Loans – Understanding debt is crucial. This session covers how to build credit, manage loans, and decipher the fine print on credit card statements. Whether you’re new to credit or looking to improve your score, these insights will prove invaluable.
- April 27: Car Buying – Considering a new vehicle? This class explains the true costs of buying versus leasing, as well as ongoing maintenance expenses. Get tips on budgeting for a car and making informed decisions.
How to Reserve Your Spot
All sessions are completely free, but RSVP is required at least one week prior to each class to secure your seat. To sign up, simply email Cindy Fitzthum at cjfitzthum@stcloudstate.edu. Don’t miss this opportunity to boost your financial knowledge in a supportive, community-driven environment.
Who Should Attend?
These classes are designed for everyone—whether you’re a student just starting out, a faculty member looking to brush up on your money management skills, or a community member interested in becoming more financially savvy. Attendees will benefit from practical, hands-on advice that can be applied immediately to everyday life.
Additional Resources for Saving Money
If you’re looking for more ways to improve your financial health, consider exploring additional resources and money-saving tips. From finding discounts to making small changes in your daily habits, there are countless strategies to help you save. Whether you want to reach a specific savings goal, prepare for retirement, or simply stretch your budget further, it’s never too late to start making smarter financial choices.
Get Involved and Take Control of Your Finances
The “Money Matters: Personal Finance 101” series at SCSU offers a unique opportunity to learn, connect, and gain confidence in managing your finances. With expert guidance, practical sessions, and a welcoming atmosphere, these classes are the perfect starting point for anyone looking to improve their financial literacy. Reserve your spot today and take the first step toward a brighter financial future.
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