Top 5 EV Financing Deals: 0% APR Offers in 2025

Unlock Major Savings with These Top EV Financing Deals

Electric vehicle buyers have a golden opportunity this summer to take advantage of unbeatable financing offers. With 0% APR for up to 72 months available on several models—and stackable incentives like cash rebates and federal tax credits—the time to buy is now. However, the federal EV tax credit of $7,500 is set to expire on September 30, 2025, due to new legislation passed by a Republican-controlled Congress. So if you’re considering going electric, act fast. Here are the five best EV financing deals currently available, as sourced from CarsDirect.

2024 Acura ZDX – 0% APR for 72 Months + Up to $10,000 Cash

The 2024 Acura ZDX is offering one of the most compelling financing packages on the market. Through September 2, buyers can access 0% APR for 72 months and up to $10,000 in total savings.

For the A-Spec trim with all-wheel drive, Acura is providing $6,000 off the MSRP. Rear-wheel drive models come with a $3,500 discount, and the Type S trim is eligible for a $2,500 cut. Additionally, Acura is offering $4,000 in loyalty or conquest cash if you currently drive an Acura or a competing brand.

2025 Toyota bZ4X – 0% APR for 72 Months + $2,500 Cash

In select regions, Toyota is running a limited-time promotion on the 2025 bZ4X. When financing through Toyota Financial Services, buyers can receive 0% APR and $2,500 in bonus cash.

This rebate is tied to Toyota’s promo interest rate and is valid until August 4. If the bZ4X is on your shortlist, now is the ideal time to act.

2025 Subaru Solterra – 0% APR for 72 Months + $2,500 Cash

Subaru is sticking to its tried-and-true approach with the 2025 Solterra. Buyers can secure 0% APR for 72 months through July 31. But there’s more beneath the surface.

According to internal dealer bulletins, Subaru is also offering $2,500 in dealer cash. While this offer isn’t heavily advertised, it can be combined with the 0% financing incentive. Prospective buyers may benefit by negotiating or shopping around at multiple dealerships to access this behind-the-scenes deal.

2025 Honda Prologue – 0% APR + Up to $11,500 Cash

Among the most generous EV deals this season is Honda’s offer on the 2025 Prologue. Available through September 2, Honda is offering 0% APR along with up to $11,500 in bonus cash.

Here’s how the breakdown looks: $5,500 in direct cash savings, $3,500 in loyalty or conquest cash for Honda drivers (or those switching from another brand), and an additional $2,500 incentive. All of these offers are stackable.

The 2024 Honda Prologue is also eligible for the $7,500 federal tax credit, but full eligibility depends on your location. Buyers in California and other Zero Emission Vehicle (ZEV) states are best positioned to take full advantage. Even outside those areas, Honda’s cash incentives remain attractive.

2025 Ford Mustang Mach-E – 0% APR + $0 Down + No Payments for 90 Days

Ford is going all-in with its latest promotion for the 2025 Mustang Mach-E. The company is offering a “zero-zero-zero” deal: 0% APR for 60 months, $0 down payment, and no payments for the first 90 days.

To sweeten the pot, Ford is including a complimentary home charger with free installation. For those who already have home charging set up—or prefer a different perk—Ford offers a $500 bonus instead. This is one of Ford’s most aggressive financing packages in recent memory and is particularly appealing for a high-demand EV like the Mach-E.

Don’t Miss the $7,500 Federal EV Tax Credit

All of these financing offers become even more compelling when combined with the $7,500 federal EV tax credit. However, time is of the essence. The tax credit is set to expire on September 30, 2025, so don’t delay your purchase if you want to maximize savings.

Bonus Tip: Save Even More with Solar

If you’re considering installing solar panels at home, the 30% federal solar tax credit also ends this year. Services like EnergySage can help you compare quotes from vetted solar installers and save up to 30% on installation costs. It’s free to use and designed to simplify your transition to solar power without the hassle of unsolicited sales calls.


This article is inspired by content from Original Source. It has been rephrased for originality. Images are credited to the original source.

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